UBL Announces Easy Installment Plans for New Changan Alsvin in Pakistan

KARACHI – United Bank Limited (UBL) has launched a flexible financing scheme under its UBL Drive program, making the new Changan Alsvin 2025 more affordable for buyers in Pakistan. Announced on May 9, 2025, this offer allows customers to purchase the budget-friendly sedan with easy monthly installments across various tenures. With prices starting at Rs 3,800,000, the Changan Alsvin combines modern features, fuel efficiency, and a sleek design, making it a top choice for daily commuters.

Changan Alsvin 2025 Overview

  • Price: Starting at Rs 3,800,000 (1.37L Comfort), up to Rs 4,574,000 (Lumiere Black Edition).
  • Engine: 1.5L Blue Core, 105 hp, 135 Nm torque (Euro 5).
  • Features: LED DRLs, electric sunroof (upper variants), 7-inch touchscreen, dual airbags, faux leather seats, 436-litre boot.
  • Fuel Economy: 13 km/l (city), 16-18 km/l (highway).

UBL Installment Plans for Changan Alsvin

UBL offers financing for the Changan Alsvin with a fixed markup rate of 14.5%, including a residual value (balloon payment) of 50% to lower monthly costs. Below are the plans for the base model (1.37L Comfort, Rs 3,800,000), with a minimum down payment of 30% (Rs 1,140,000) and a financed amount of Rs 2,660,000. Insurance costs are excluded from these figures.

12-Month Plan

  • Down Payment: Rs 1,140,000 (30%)
  • Financed Amount: Rs 2,660,000
  • Monthly Installment: Rs 222,167
  • Residual Value (50%): Rs 1,900,000
  • Total Cost (excluding residual): Rs 3,806,004

24-Month Plan

  • Down Payment: Rs 1,140,000 (30%)
  • Financed Amount: Rs 2,660,000
  • Monthly Installment: Rs 111,083
  • Residual Value (50%): Rs 1,900,000
  • Total Cost (excluding residual): Rs 3,805,992

36-Month Plan

  • Down Payment: Rs 1,140,000 (30%)
  • Financed Amount: Rs 2,660,000
  • Monthly Installment: Rs 74,056
  • Residual Value (50%): Rs 1,900,000
  • Total Cost (excluding residual): Rs 3,806,016

48-Month Plan

  • Down Payment: Rs 1,140,000 (30%)
  • Financed Amount: Rs 2,660,000
  • Monthly Installment: Rs 55,542
  • Residual Value (50%): Rs 1,900,000
  • Total Cost (excluding residual): Rs 3,806,016

60-Month Plan

  • Down Payment: Rs 1,140,000 (30%)
  • Financed Amount: Rs 2,660,000
  • Monthly Installment: Rs 44,433
  • Residual Value (50%): Rs 1,900,000
  • Total Cost (excluding residual): Rs 3,805,980

Note: Monthly installments are calculated at a 14.5% fixed markup rate, excluding insurance. The residual value (50%) is due at the end of the term, or you can refinance it. Higher down payments (up to 50%) can further reduce monthly payments. Contact UBL for exact terms, as rates may vary based on credit history.

Eligibility Criteria

  • Age: 21-65 years (salaried) or 21-60 years (self-employed).
  • Income: Minimum Rs 50,000/month (salaried) or Rs 75,000/month (business owners).
  • Employment: At least 1 year (salaried) or 2 years (self-employed).
  • Documents: CNIC, income proof (salary slips or business statements), utility bill, and a recent photo.

How to Apply

  1. Visit a Branch or Dealership: Head to a UBL branch or Changan dealership in cities like Karachi, Lahore, or Islamabad.
  2. Choose Your Variant and Plan: Select your Changan Alsvin model and a tenure (12 to 60 months).
  3. Submit Documents: Provide your CNIC, income proof, and other required papers.
  4. Approval Process: UBL reviews your application within 2-5 days.
  5. Take Delivery: Pay the down payment and collect your Alsvin.
  • Online Option: Apply via UBL’s website (ubldigital.com) or call 111-825-888 for assistance.

Why Choose This Offer?

The Changan Alsvin 2025 offers great value with modern features like a sunroof and touchscreen, though some note its average build quality and costly maintenance. UBL’s installment plans, with tenures up to 5 years and a residual value option, make it easier to own this sedan without a large upfront payment. It’s a practical choice for budget-conscious buyers in Pakistan.

Final Thoughts

UBL’s easy installment plans for the Changan Alsvin 2025 provide a golden opportunity to drive home a feature-packed sedan. With flexible payments and quick processing, now’s the time to visit a UBL branch or Changan dealership. Stay updated with the latest news in Pakistan for more automotive offers!

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