Toyota Corolla Cross Installment Plans in Pakistan 2025

Want to buy the Toyota Corolla Cross in Pakistan? Here’s a simple guide on its price, installment plans, banks, and how to apply in easy English.

Price

• Base Price (Ex-Factory, as of May 2025):
  • Corolla Cross 1.8: PKR 8,199,000
  • Corolla Cross 1.8X: PKR 8,899,000
  • Corolla Cross 1.8 HEV: PKR 9,399,000
  • Corolla Cross 1.8 HEV X: PKR 9,849,000
• Final Price: Add 2% withholding tax (e.g., PKR 163,980 for 1.8, PKR 196,980 for HEV X) for tax filers. Non-filers pay more. Extra costs like freight, registration, and paperwork apply (varies by city). Example final price for 1.8: ~PKR 8,362,980.

Installment Plans

Toyota offers financing for the Corolla Cross through banks like Meezan Bank, with Sharia-compliant options. Below are sample plans for 2025:

5-Year Plan (Meezan Bank, Sharia-Compliant)

• Model: Corolla Cross 1.8 HEV X
  • Price: PKR 9,849,000
  • Down Payment: 30% (PKR 2,957,800, includes processing fee)
  • Monthly Payment: PKR 141,000 (approx.)
  • Residual Value: 20% (PKR 1,969,800, payable at end)
  • Tenure: 60 months
• Model: Corolla Cross 1.8
  • Price: PKR 8,199,000
  • Down Payment: 30% (PKR 2,459,700, includes processing fee)
  • Monthly Payment: PKR 117,000 (approx.)
  • Residual Value: 20% (PKR 1,639,800, payable at end)
  • Tenure: 60 months

5-Year Plan (UBL, Residual Value Financing)

• Model: Corolla Cross 1.8
  • Price: PKR 8,199,000
  • Down Payment: 30% (PKR 2,459,700)
  • Monthly Payment: PKR 120,000 (approx., based on 14.5% fixed rate)
  • Residual Value: 20% (PKR 1,639,800, payable at end)
  • Tenure: 60 months
• Note: Higher variants (e.g., HEV X) have higher monthly payments (~PKR 140,000–150,000). Insurance (PKR 80,000–150,000 yearly) and processing fees (PKR 10,000–30,000) apply. Contact banks for exact 2025 rates.

Banks Offering Plans

These banks provide financing for the Toyota Corolla Cross:

• Meezan Bank: Sharia-compliant Ijarah plans, 3–5 years, 30% down payment, payments from PKR 117,000 for 1.8.
• UBL: Conventional loans, 3–5 years, 30–50% down payment, payments from PKR 120,000 with residual value option.
• Bank Alfalah: Conventional loans, 3–5 years, 30–50% down payment, monthly payments ~PKR 120,000–160,000 depending on variant.
• Bank Islami: Sharia-compliant plans, 3–5 years, 30% down payment.
• Allied Bank: Conventional loans, 3–5 years, 30–50% down payment.

Note: Terms depend on your income and credit history. Call banks for 2025 interest rates, as they may change.

How to Apply

1. Visit a Dealer: Go to a Toyota showroom (Karachi, Lahore, Islamabad, etc.) or check toyota-indus.com for dealers.
2. Choose a Plan: Pick a bank’s 3–5 year plan (e.g., Meezan’s PKR 141,000/month for HEV X).
3. Submit Documents: Provide CNIC, income proof (salary slips, bank statements, or business papers), and a utility bill.
4. Pay Down Payment: Pay the upfront amount (e.g., PKR 2,957,800 for Meezan’s HEV X plan).
5. Wait for Approval: Bank or dealer verifies documents (1–2 days).
6. Sign Papers: Review and sign the financing agreement.
7. Get Your Car: Take delivery of the Corolla Cross. Full payment means instant delivery; partial payment may take 30–60 days if stock is low.

Tip: Book early due to high demand, especially for hybrid variants. Test drives available at major dealers. Call Toyota at 021-111-123-123 for support.

Extra Info

• Booking Fee: Around PKR 1,500,000–2,000,000 (confirm with dealer).
• Rivals: Compare with Haval Jolion, Kia Sportage, MG HS, and Hyundai Tucson. Corolla Cross hybrid (HEV) competes with Honda Vezel (imported).
• Maintenance: Hybrid variants need less maintenance, but spare parts can be hard to find as it’s not fully locally assembled. Toyota offers a 3-year warranty.
• Fuel: Hybrid: 18–20 km/L (city/highway); Gasoline: 10–14 km/L. 36L tank for hybrids, 47L for gasoline.

For the latest details, visit toyota-indus.com or contact banks like Meezan, UBL, or Bank Alfalah. Always verify terms with dealers or banks before signing.