Explore the Latest 2025 Changan Alsvin Lumiere Price, Financing Options, and Installment Plans in Pakistan

Want to buy the Changan Alsvin Lumiere in Pakistan? Here’s a simple guide on its price, installment plans, banks, and how to apply.

Price

• Base Price: PKR 4,849,000 (ex-factory)
• Final Price: Around PKR 4,945,980 (includes 2% withholding tax of PKR 96,980 for tax filers). Non-filers pay more. Extra costs like freight, registration, and paperwork apply (varies by city).

Installment Plans

Changan offers flexible installment plans for the Alsvin Lumiere through partner banks. Below are the latest options for 2025:

5-Year Plan (Meezan Bank)

• Total Cost: PKR 4,849,000
• Down Payment: 25% (PKR 1,146,600, includes processing fee)
• Monthly Payment: PKR 90,075
• Residual Value: 15% (PKR 727,350, payable at the end)
• Tenure: 60 months

5-Year Plan (General)

• Total Cost: PKR 4,849,000
• Down Payment: 30% (PKR 1,375,300)
• Monthly Payment: PKR 83,452
• Tenure: 60 months

Note: Rates and terms may vary based on bank policies and your financial profile. Insurance (around PKR 50,000–100,000 yearly) and processing fees apply. Check with banks for 2025 interest rates.

Banks Offering Plans

These banks provide financing for the Changan Alsvin Lumiere:

• Meezan Bank: Islamic Ijarah plans (rent-to-own), 3–5 years, 25–30% down payment. Monthly payments similar to conventional loans.
• Bank Alfalah: 3–5 year loans, 30–50% down payment, with optional residual value to lower monthly costs.
• UBL: Up to 5-year loans, 30–50% down payment, with flexible final payment options.
• Bank Islami: Sharia-compliant plans, 3–5 years, 30% down payment.
• Bank of Punjab (BOP): Conventional loans, 3–5 years, 30–50% down payment.

Note: Exact terms depend on your income and credit history. Contact banks for updated 2025 rates.

How to Apply

1. Visit a Dealer: Go to a Changan showroom (Karachi, Lahore, Islamabad, etc.) or check changan.com.pk for dealers.
2. Choose a Plan: Pick a bank’s 3–5 year plan (e.g., Meezan’s 5-year plan).
3. Submit Documents: Provide CNIC, income proof (salary slips, bank statements, or business papers), and a utility bill.
4. Pay Down Payment: Pay the upfront amount (e.g., PKR 1,146,600 for Meezan’s plan).
5. Wait for Approval: Bank or dealer verifies documents (1–2 days).
6. Sign Papers: Review and sign the financing agreement.
7. Get Your Car: Take delivery of the Alsvin Lumiere. Full payment means instant delivery; partial payment may take 30–60 days if stock is low.

Tip: Book early as stock can be limited. Test drives available at major dealers. Call Changan at 111-224-224 for support.

Extra Info

• Booking Fee: Around PKR 1,000,000 (confirm with dealer).
• Rivals: Compare with Toyota Yaris, Honda City, or Kia Picanto for similar sedans.
• Maintenance: Parts can be hard to find, making repairs costly and slow compared to Toyota or Honda.
• Fuel: 13–16 km/L (city), up to 18 km/L (highway), great for daily commutes.

For the latest details, visit changan.com.pk or contact banks like Meezan, Bank Alfalah, or UBL. Always verify terms with dealers or banks before signing.