BISP Digital & Financial Literacy Program: Check How to Enroll, Benefits & Full Details

The Benazir Income Support Programme (BISP) Digital & Financial Literacy Program is a transformative initiative by the Government of Pakistan to empower BISP beneficiaries, particularly women, with the skills needed to navigate digital financial systems and manage their finances effectively. Launched as part of BISP’s broader mission to alleviate poverty, the program addresses the digital and financial exclusion faced by low-income households, especially in rural areas.

Key Features of the Program

The BISP Digital & Financial Literacy Program is designed to be accessible and practical, with the following components:

Training Modules:
- Digital Literacy:
  - Using ATMs and point-of-sale (POS) systems for BISP payments.
  - Navigating mobile apps like the BISP Wallet or banking apps (e.g., HBL Konnect, Bank Alfalah’s Alfa).
  - Understanding SMS notifications from 8171 for payment updates.
  - Basic cybersecurity, such as recognizing fraudulent messages and protecting PINs.
- Financial Literacy:
  - Budgeting household expenses using BISP payments (PKR 13,500 quarterly as of February 2025).
  - Saving strategies for emergencies or future investments.
  - Understanding basic financial products like savings accounts and micro-loans.
  - Avoiding financial scams and managing debt responsibly.
Delivery Methods:
- Workshops and Camps: In-person training sessions at BISP Tehsil Offices, Dynamic Registration Centers, or community centers, led by certified trainers.
- Mobile Training Units: Outreach programs in remote areas to reach rural beneficiaries.
- Digital Resources: Online tutorials and videos accessible via the BISP website (www.bisp.gov.pk) or partner bank apps.
- Helpline Support: Guidance through the BISP toll-free helpline (0800-26477) for troubleshooting digital banking issues.
Target Audience:
- Primarily, women beneficiaries of the BISP Kafaalat Program, as 90% of BISP recipients are female.
- Includes transgenders and other marginalized groups enrolled in Kafaalat.
- Focus on rural and semi-urban areas where digital and financial literacy is low.

Conclusion

The BISP Digital & Financial Literacy Program is a vital step toward empowering Pakistan’s poorest households, particularly women and transgenders, with the skills to navigate digital financial systems and manage their finances effectively. By providing free training, accessible resources, & dedicated support, the program has reached over 1 million beneficiaries and aims to train 2 million by 2025.